Florida's Premier Property & Commercial Insurance Agency
What We Cover
Homeowners, condo, landlord, and builders risk coverage. We shop 50+ carriers to find you the best protection at the lowest rate.
Explore PropertyStandard homeowners policies don't cover floods. We offer both NFIP and private flood coverage to keep your property fully protected.
Explore FloodCommercial property, general liability, BOP, and commercial flood for businesses of all sizes — in Florida and across the country.
Explore CommercialProtect your team and your business. We find competitive workers comp rates for Florida businesses in any industry — fast and easy.
Explore Workers CompWelcome to Unity First Insurance
We are an Independent Insurance Agency, which means we represent many different companies for your insurance needs. We carefully select our carriers to provide you with the best level of service, price, and coverage.
As independent insurance agents, you have the ability to choose the best carrier for your needs — and we shop the market on your behalf to make sure you get it.
We are headquartered in Florida and licensed to serve clients in all 50 states, specializing in property and commercial insurance coverage.
What We Offer
We specialize in property and commercial insurance nationwide — with deep roots in Florida and access to dozens of top-rated carriers to find you the best rate.
Protect your home, belongings, and liability from fire, storm, theft, and more with coverage tailored to Florida's unique risks.
Learn more →Standard homeowners policies don't cover floods. We place NFIP and private flood coverage to fill that critical gap.
Learn more →Fill the gap between your building's master policy and your unit. Coverage for belongings, improvements, and personal liability.
Learn more →Protect your business buildings, equipment, and income. We cover commercial property risks for Florida companies of all sizes.
Learn more →Competitive workers comp rates for Florida businesses in any industry. Stay compliant and protect your team from day one.
Learn more →Coverage for homes and commercial structures under construction — protecting the project from groundbreak to completion.
Learn more →Our Process
Call or fill out our quick form. One conversation covers your property or business needs in full.
Already insured? We review your existing documents to find gaps, exclusions, and overpayments — at no cost.
We compare 50+ carriers focused on your specific risks — right protection first, not just the lowest price.
We walk you through every option — what's covered, what's not. You leave with a policy that genuinely protects you. No gaps, no surprises.
Renewals, endorsements, claims guidance, and annual reviews — we stay with you long after placement.
Happy Clients
"Unity First saved us hundreds of dollars on our homeowners policy and found us better coverage. Their team is incredibly responsive and professional."— Maria S., Sarasota, FL
"I've been a client for over 12 years. They always go above and beyond to make sure I'm getting the best rate. Truly an agency that cares about its customers."— James R., Brandon, FL
"They handled my workers comp and commercial auto for my business. The process was seamless and they were very knowledgeable about what my business needed."— David T., Sarasota, FL
